Personal Banking
Big bank benefits, unmatched personal service.
Unparalleled Service
Our wide selection of personal banking products give you all the benefits and conveniences you would expect from a big bank, but with an unparalleled level of service. Whether you are opening your first account or you have been banking with us for years, Iron works for you.
Additional Services
MasterCard® Debit Card
Now getting what you want is faster, easier and more convenient than ever before.
With a MasterCard® Debit Card from National Iron Bank you can pay for purchases in stores, at restaurants, at gas stations, online and more.
Features
- Make deposits at any National Iron Bank ATM
- No fee for point-of-sale transaction for MasterCard signature transaction
- MoneyPass® ATM Network
- Debit card rewards through uChoose Rewards® when you sign for purchases
Telephone Banking
Bank by phone 24/7/365 and gain access to a variety of banking services.
Features
- Get account balance information and recent account history information
- Transfer funds
- Get branch hours and location info
- Report a lost or stolen debit or ATM card
- Get current rates on deposit and loan products
Support 24/7 for iBanking
National Iron Bank is here for you 24/7 with Call Support for iBanking, Mobile Banking, Bill Pay and Quicken.
Please call (833) 888-0285 to be connected to support 24 hours a day, seven days a week.
Credit Cards
- Earn more rewards for all your everyday purchases. (1)
- Access your account to see how many points you’ve earned through online banking or your monthly statement at www.cardcenterdirect.com.
- Redeem your reward points for Account Credits, Gift Cards, Travel, Entertainment and more. (1)
(1 ) Cards issued by UMB Bank, n.a. Cardholders earn 3 points per dollar on purchases with MCC codes: 5411 (Grocery Stores), 5541 or 5542 (Gas), 5310 (Discount Stores), 5812 (Restaurants) and 5814 (Fast Food). Cardholders earn 1 point per dollar on all other purchases. See Simply Rewards Rules for details.
MoneyPass® Network of ATM providers
National Iron Bank is part of the MoneyPass® Network of ATM providers. You can use your National Iron Bank Debit or ATM card at one of the many MoneyPass® affiliated ATMs nationwide and avoid paying a surcharge.(1)
Features
Iron Country Customers pay no additional transaction fees.
Use the MoneyPass® Mobile App to find your nearest surcharge-free ATM
Over 25,000 conveniently-located MoneyPass® ATMs nationwide.
(1) Surcharges are the fees imposed on a transaction from the bank conducting the ATM transaction. An ATM transaction fee through National Iron Bank of $2.25 will apply for Non-Iron Country Checking customers.
Direct Deposit
Safer and more convenient than checks!
With direct deposit, recurring payments like paychecks, social security, pensions or annuities are deposited directly into your National Iron Bank account. Transfers are immediate, so you don’t have to wait to access your money.
Features
- Immediate transfer of funds
- No need to worry about forgetting to deposit or losing checks
- Less risk of fraud
- More convenient
